{"id":29880,"date":"2018-04-12T10:31:20","date_gmt":"2018-04-12T17:31:20","guid":{"rendered":"http:\/\/dolly.com\/blog\/?p=2998"},"modified":"2026-04-28T07:53:08","modified_gmt":"2026-04-28T14:53:08","slug":"downsizing-your-home-right-time-downsize","status":"publish","type":"post","link":"https:\/\/www.taskrabbit.com\/blog\/downsizing-your-home-right-time-downsize\/","title":{"rendered":"Downsizing Your Home: When is the Right Time to Downsize?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Downsizing is a concept that is becoming increasingly popular these days. From adventurous nomads who want to loosen the ties of unnecessary possessions to <\/span><a href=\"https:\/\/dolly.com\/blog\/minimalist-living\/?utm_source=blog&amp;utm_medium=downsizing-home-when\"><span style=\"font-weight: 400;\">become minimalists,<\/span><\/a><span style=\"font-weight: 400;\">\u00a0to the millions of Baby Boomers who want to live in more manageable homes, downsizing is a common solution to simplify daily living. So when is it time to downsize your home?<\/span><\/p>\n<h2>Should You Downsize Your Home?<\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-2999\" src=\"https:\/\/dolly.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-221024-home-1024x532.jpeg\" alt=\"\" width=\"820\" height=\"426\" srcset=\"https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-221024-home-1024x532.jpeg 1024w, https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-221024-home-300x156.jpeg 300w, https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-221024-home-768x399.jpeg 768w, https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-221024-home.jpeg 1200w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">What\u2019s interesting about downsizing your home is that it\u2019s the opposite of how much of society has trained us to measure success. Advertising and marketing messages tell us that bigger is better, we need to keep up with the Joneses, and that our self-worth is tied into the possessions that we own. Unfortunately, a <\/span><a href=\"https:\/\/www.cnbc.com\/2015\/07\/29\/eight-in-10-americans-are-in-debt.html\"><span style=\"font-weight: 400;\">2015 report<\/span><\/a><span style=\"font-weight: 400;\"> published by Pew Charitable Trusts found that 8 out of 10 Americans are in some sort of debt and 69% of those surveyed believe that non-mortgage debt was a necessity for them. &#8220;Americans have a love-hate relationship with debt. They know they need debt, but they don&#8217;t actually want it,&#8221; said Diana Elliott, research manager for financial security and mobility at Pew.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One way that people are choosing to eliminate debt and the burden of expensive mortgages is choosing to relocate to a less expensive area or to purchase a much smaller home. This in turn will decrease utility bills, property taxes, and other high upkeep costs. This is downsizing &#8211; and if you\u2019re looking to reduce your expenses and don\u2019t mind sacrificing your space, it\u2019s probably the right choice for you.<\/span><\/p>\n<h2>When Should You Downsize Your Home?<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-3000\" src=\"https:\/\/dolly.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-210617-downsize-home-1024x532.jpeg\" alt=\"\" width=\"820\" height=\"426\" srcset=\"https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-210617-downsize-home-1024x532.jpeg 1024w, https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-210617-downsize-home-300x156.jpeg 300w, https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-210617-downsize-home-768x399.jpeg 768w, https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2018\/04\/pexels-photo-210617-downsize-home.jpeg 1200w\" sizes=\"(max-width: 820px) 100vw, 820px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">If you are planning to move, then it only seems natural that now is the perfect time to downsize. There are <\/span><a href=\"https:\/\/dolly.com\/blog\/3-first-time-home-buyer-questions\/\"><span style=\"font-weight: 400;\">basic questions to ask when you\u2019re looking for a new home<\/span><\/a><span style=\"font-weight: 400;\">, but if you\u2019re thinking about <\/span><span style=\"font-weight: 400;\">downsizing house <\/span><span style=\"font-weight: 400;\">expenses, consider these additional topics:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">How much room do I really need to live comfortably? Is it realistic for my spouse and I (and all of our most treasured items) to go from a 3,000 square foot house to a 400 foot tiny house?<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">How much money do I need to retire and maintain a comfortable standard of living? How will downsizing contribute to my bank account on a monthly basis?<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">What are my life goals? What\u2019s most important to me? Do I want to entertain in a large home, or have the flexibility to travel? Will I need space to care for any family members or friends?<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you have owned your home for decades, is it really cheaper to downsize? For example, let\u2019s say you bought your home in 1975 for $70,000 that is now worth $700,000. You could be subject to a big capital gains tax on the proceeds. \u201cThe IRS excludes capital gains of $250,000 for an individual or $500,000 if married and filing jointly,\u201d explains Kayleigh Kulp on <\/span><a href=\"https:\/\/www.cnbc.com\/2016\/08\/26\/how-to-know-when-downsizing-your-home-makes-sense.html\"><span style=\"font-weight: 400;\">CNBC<\/span><\/a><span style=\"font-weight: 400;\">. \u201cAnything above that amount is subject to a 15 percent capital gains tax. If a couple already has over $466,950 in ordinary income in the year they sold their home, they are subject to a 20 percent tax.\u201d Be sure to talk to you tax advisor or financial planner to create the best plan for your future. <\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Additionally, if you\u2019re a Baby Boomer or over 55, consider whittling away excess tchotchkes and clutter while you have the energy and opportunity to do so. It\u2019s an emotional process that many put off until they <\/span><b>have<\/b><span style=\"font-weight: 400;\"> to move, and by then packing up a lifetime\u2019s worth of memories makes an already stressful situation more painful.<\/span><\/p>\n<h2>How to Downsize Your Home<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-1431\" src=\"https:\/\/dolly.com\/blog\/wp-content\/uploads\/2017\/04\/Dolly_Blog_DonationBox_700x314.jpg\" alt=\"\" width=\"700\" height=\"314\" srcset=\"https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2017\/04\/Dolly_Blog_DonationBox_700x314.jpg 700w, https:\/\/www.taskrabbit.com\/blog\/wp-content\/uploads\/2017\/04\/Dolly_Blog_DonationBox_700x314-300x135.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Getting rid of an abundance of personal items can cause you to run the gamut of emotions; yes, it will be heartbreaking and there will be many moments of indecisiveness, but it will also feel freeing and like a burden is being lifted. Here\u2019s how to get started:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Make five zones: <strong>toss<\/strong>, <strong>donate<\/strong>, <strong>give away<\/strong> to family\/friends, <strong>keep<\/strong>, and <strong>undecided<\/strong>. Go through each room one at a time and determine which pile the items go into. <\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Toss<\/strong> &#8211; The toss items can later be sorted into recycling, shred, or garbage.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Donate<\/strong> &#8211; Things you wish to donate can be packed up for a local charity. If you really want to stay accountable, <\/span><a href=\"https:\/\/dolly.com\/get-started\/?utm_source=blog&amp;utm_medium=downsizing-home-when\"><span style=\"font-weight: 400;\">book a Dolly<\/span><\/a><span style=\"font-weight: 400;\"> a few days in advance to ensure you\u2019ve completed the purging by pickup day. Helpers and a pickup truck will come to haul your stuff to the local Goodwill, Salvation Army, or other donation center you choose. <\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Give Away<\/strong> &#8211; If you know your daughter wants Grandma\u2019s silver serving platter or your grandson would cherish Grandpa\u2019s tools, get a sharpie marker and painter\u2019s tape &#8211; it won\u2019t cause damage like packing tape or fall off like Post-Its &#8211; and label the individual pieces. Set a date to have everyone pick up their items. After a specified date, sort the unclaimed items into donate or toss.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Keep<\/strong> &#8211; Be realistic about the size of your new home. Do you really have room for five bedspreads or two sets of china? Set up a floor plan of your new home and decide where each piece will go. If there\u2019s not room for it, then maybe it\u2019s time to let someone else cherish it.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Undecided<\/strong> &#8211; Sorting through decades of your possessions is not fun or easy. If you\u2019re not sure whether an item belongs in the keep or give away pile, put it aside until the end. You don\u2019t want one item to stall your momentum or cause you to feel sad. One tip that home organizers suggest is to hold the object and assess your feelings. If you feel joyful and overwhelmed with pleasant memories, keep it. If the item leaves you feeling apathetic or sad, it might be time to let it go.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\"><strong>Sell It<\/strong> &#8211; Okay, this is a bonus pile for extra credit. If you are extremely ambitious, you may want this sixth category for items that you don\u2019t want to keep, but that could possibly bring in some cash. <\/span><a href=\"https:\/\/www.facebook.com\/marketplace\/learn-more\"><span style=\"font-weight: 400;\">Facebook Marketplace<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/craigslist.org\"><span style=\"font-weight: 400;\">Craigslist<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/us.letgo.com\/en\"><span style=\"font-weight: 400;\">LetGo<\/span><\/a><span style=\"font-weight: 400;\">, and <\/span><a href=\"https:\/\/offerup.com\/\"><span style=\"font-weight: 400;\">OfferUp<\/span><\/a><span style=\"font-weight: 400;\"> are all great places to post your items for local sale. <\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">One of the best ways to motivate yourself to downsize is to find your new home. This way you\u2019ll be excited to start a new chapter instead of focusing on the past. When you\u2019ve found that perfect smaller house and you\u2019re ready to move, <\/span><a href=\"https:\/\/dolly.com\/?utm_source=blog&amp;utm_medium=3-questions-first-time-homebuyers-should-ask\"><span style=\"font-weight: 400;\">book a Dolly<\/span><\/a><span style=\"font-weight: 400;\">. Our Helpers understand that moving isn\u2019t just physically challenging, but that it has a big emotional impact, too. We can <\/span><a href=\"https:\/\/dolly.com\/get-started\/?utm_source=blog&amp;utm_medium=downsizing-home-when\"><span style=\"font-weight: 400;\">make moving a breeze<\/span><\/a><span style=\"font-weight: 400;\"> so that you can transition easily into your new downsized home. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Downsizing is a concept that is becoming increasingly popular these days. From adventurous nomads who want to loosen the ties of unnecessary possessions to become minimalists,\u00a0to the millions of Baby Boomers who want to live in more manageable homes, downsizing is a common solution to simplify daily living. So when is it time to downsize [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":3001,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[644937412],"tags":[644937872,644935432,644937714,10049,644937873,644937874],"class_list":["post-29880","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips-tricks","tag-downsizing","tag-featured","tag-home-tips","tag-moving","tag-time-to-downsize","tag-when-to-downsize"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Downsizing Your Home: When is the Right Time to Downsize? | Dolly Blog<\/title>\n<meta name=\"description\" content=\"Downsizing your home is a big life change - so how do you know when it&#039;s the right time? 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